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Union Bank Nexteria (RuPay Ekaa) vs IndusInd EazyDiner

Compare Union Bank Nexteria (RuPay Ekaa) vs IndusInd EazyDiner across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

IndusInd EazyDiner has the strongest mix of rewards and low fees in this comparison.

Card 1

Union Bank Nexteria (RuPay Ekaa)

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.10.0

Card 2

IndusInd EazyDiner

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.4.4
Union Bank Nexteria RuPay Ekaa
Premium stack10.0

union / RUPAY

Union Bank Nexteria (RuPay Ekaa)

Annual

₹12,499

Return

1%

Lounges

Unlimited

Forex

3.5%

Card summary
  • Union Bank Nexteria (RuPay Ekaa) leans travel and lifestyle with ₹12,499 annual fee, 1% headline return potential, and Unlimited lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹12,499 annual fee.
  • 1% cashback keeps value easy to understand.
  • Unlimited lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Higher ₹25,00,000 income expectation narrows eligibility.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Best when annual benefits are actively redeemed.

Full card details
IndusInd EazyDiner Credit Card
Balanced value4.4

indusind / MASTERCARD

IndusInd EazyDiner

Annual

₹1,500

Return

3%

Lounges

2

Forex

3.5%

Card summary
  • IndusInd EazyDiner leans reward-led with ₹1,500 annual fee, 3% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹1,500 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 2 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
Union Bank Nexteria (RuPay Ekaa)
IndusInd EazyDiner
Fees
Annual fee
₹12,499
₹1,500
Joining fee
₹12,499
₹1,500
Rewards
Cashback rate
1%
1%
Reward rate
1%
3%
Travel
Forex markup
3.5%
3.5%
Domestic lounges
Unlimited
2
International lounges
Unlimited
0
Benefits
Fuel waiver
No
Yes
Dining
Yes
Yes
Movies
Yes
No
Eligibility
Minimum income
₹25,00,000
₹5,00,000

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