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Curated Card Picks

Lifetime Free Credit Cards

Browse no-annual-fee cards ranked by cashback, reward value, useful benefits, and easy eligibility.

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Top Cards in This Category

Explore ranked picks with quick comparisons across rewards, fees, and benefit coverage.

ICICI Amazon Pay
Value

icici · VISA

ICICI Amazon Pay

Fuel waiver

Annual fee

₹0

Cashback

5%

Rewards

1%

Lounges

0

Axis SuperMoney
Value

axis · RUPAY

Axis SuperMoney

Fuel waiver

Annual fee

₹0

Cashback

3%

Rewards

1%

Lounges

0

IDFC First Wealth
Value

idfc · VISA

IDFC First Wealth

TravelFuel waiverDining

Annual fee

₹0

Cashback

0.75%

Rewards

2.5%

Lounges

20

AU LIT
Value

au · VISA

AU LIT

Fuel waiver

Annual fee

₹0

Cashback

1%

Rewards

2%

Lounges

0

HDFC Millennia
Value

hdfc · VISA

HDFC Millennia

Fuel waiverDining

Annual fee

₹1,000

Cashback

5%

Rewards

4%

Lounges

4

IDFC First Select
Value

idfc · VISA

IDFC First Select

Fuel waiverDining

Annual fee

₹0

Cashback

0.5%

Rewards

2%

Lounges

4

Axis Ace
Value

axis · VISA

Axis Ace

Fuel waiver

Annual fee

₹499

Cashback

5%

Rewards

1%

Lounges

4

SBM Paisabazaar Paisa+
Value

sbm · VISA

SBM Paisabazaar Paisa+

Annual fee

₹499

Cashback

5%

Rewards

1%

Lounges

0

SBI Cashback Card
Value

sbi · VISA

SBI Cashback Card

Fuel waiver

Annual fee

₹999

Cashback

5%

Rewards

1%

Lounges

0

HDFC Regalia Gold
Value

hdfc · VISA

HDFC Regalia Gold

TravelFuel waiverDining

Annual fee

₹2,500

Cashback

1.5%

Rewards

5%

Lounges

18

IDFC Diamond Reserve
Value

idfc · VISA

IDFC Diamond Reserve

TravelFuel waiver

Annual fee

₹3,000

Cashback

0.5%

Rewards

6.6%

Lounges

4

SBI Card Prime
Value

sbi · MASTERCARD

SBI Card Prime

TravelFuel waiverDining

Annual fee

₹2,999

Cashback

1.25%

Rewards

5%

Lounges

12

Axis Magnus
Premium

axis · VISA

Axis Magnus

TravelFuel waiverDining

Annual fee

₹12,500

Cashback

1%

Rewards

7%

Lounges

Unlimited

Amex SmartEarn
Value

amex · AMEX

Amex SmartEarn

Annual fee

₹495

Cashback

1%

Rewards

3%

Lounges

0

Amex Platinum Travel
Premium

amex · AMEX

Amex Platinum Travel

TravelDining

Annual fee

₹5,000

Cashback

0.8%

Rewards

5.5%

Lounges

8

SBI SimplyCLICK
Value

sbi · VISA

SBI SimplyCLICK

Fuel waiver

Annual fee

₹499

Cashback

1%

Rewards

2.5%

Lounges

0

Axis Atlas
Premium

axis · VISA

Axis Atlas

TravelFuel waiverDining

Annual fee

₹5,000

Cashback

1%

Rewards

5%

Lounges

20

HDFC Infinia Metal
Premium

hdfc · VISA

HDFC Infinia Metal

TravelDining

Annual fee

₹12,500

Cashback

3.3%

Rewards

3.3%

Lounges

Unlimited

Kotak White Reserve
Value

kotak · VISA

Kotak White Reserve

TravelFuel waiverDining

Annual fee

₹3,000

Cashback

1%

Rewards

3.5%

Lounges

18

AU Zenith Plus
Value

au · VISA

AU Zenith Plus

TravelFuel waiverDining

Annual fee

₹4,999

Cashback

1%

Rewards

4.5%

Lounges

24

Amex Membership Rewards
Value

amex · AMEX

Amex Membership Rewards

Dining

Annual fee

₹4,500

Cashback

0.75%

Rewards

4.5%

Lounges

2

Kotak Mojo
Value

kotak · MASTERCARD

Kotak Mojo

Fuel waiverDining

Annual fee

₹1,000

Cashback

0.75%

Rewards

2.5%

Lounges

0

RBL World Safari
Value

rbl · MASTERCARD

RBL World Safari

TravelFuel waiverDining

Annual fee

₹3,000

Cashback

1%

Rewards

3%

Lounges

4

YES Reserv
Value

yes · MASTERCARD

YES Reserv

TravelFuel waiverDining

Annual fee

₹2,499

Cashback

0.75%

Rewards

3%

Lounges

18