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Curated Card Picks

Lifetime Free Credit Cards

Browse no-annual-fee cards ranked by cashback, reward value, useful benefits, and easy eligibility.

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Top Cards in This Category

Explore ranked picks with quick comparisons across rewards, fees, and benefit coverage.

AU Tejas
Value

au · VISA

AU Tejas

Fuel waiver

Annual fee

₹500

Cashback

10%

Rewards

2%

Lounges

0

Axis Airtel
Value

axis · VISA

Axis Airtel

Annual fee

₹500

Cashback

25%

Rewards

3%

Lounges

0

HDFC Swiggy BLCK
Value

hdfc · VISA

HDFC Swiggy BLCK

Dining

Annual fee

₹1,000

Cashback

10%

Rewards

4%

Lounges

4

HSBC Cashback
Value

hsbc · MASTERCARD

HSBC Cashback

Dining

Annual fee

₹1,999

Cashback

10%

Rewards

3%

Lounges

4

ICICI Amazon Pay
Value

icici · VISA

ICICI Amazon Pay

Fuel waiver

Annual fee

₹0

Cashback

5%

Rewards

1%

Lounges

0

RBL Zomato
Value

rbl · MASTERCARD

RBL Zomato

Dining

Annual fee

₹499

Cashback

20%

Rewards

2%

Lounges

0

Axis SuperMoney
Value

axis · RUPAY

Axis SuperMoney

Fuel waiver

Annual fee

₹0

Cashback

3%

Rewards

1%

Lounges

0

Standard Chartered Priority
Value

stanchart · VISA

Standard Chartered Priority

TravelFuel waiverDining

Annual fee

₹0

Cashback

1%

Rewards

3%

Lounges

10

HSBC Taj
Value

hsbc · VISA

HSBC Taj

TravelDining

Annual fee

₹0

Cashback

0.75%

Rewards

3%

Lounges

6

IDFC First Wealth
Value

idfc · VISA

IDFC First Wealth

TravelFuel waiverDining

Annual fee

₹0

Cashback

0.75%

Rewards

2.5%

Lounges

20

AU LIT
Value

au · VISA

AU LIT

Fuel waiver

Annual fee

₹0

Cashback

1%

Rewards

2%

Lounges

0

Federal Scapia
Value

federal · VISA

Federal Scapia

TravelFuel waiverDining

Annual fee

₹0

Cashback

1%

Rewards

2%

Lounges

2

IndusInd CRED
Value

indusind · RUPAY

IndusInd CRED

Annual fee

₹0

Cashback

1%

Rewards

2%

Lounges

0

HDFC Millennia
Value

hdfc · VISA

HDFC Millennia

Fuel waiverDining

Annual fee

₹1,000

Cashback

5%

Rewards

4%

Lounges

4

HSBC Visa Platinum
Value

hsbc · VISA

HSBC Visa Platinum

Fuel waiverDining

Annual fee

₹0

Cashback

0.5%

Rewards

2%

Lounges

2

IDFC First Select
Value

idfc · VISA

IDFC First Select

Fuel waiverDining

Annual fee

₹0

Cashback

0.5%

Rewards

2%

Lounges

4

Kotak Silk
Value

kotak · VISA

Kotak Silk

Fuel waiverDining

Annual fee

₹0

Cashback

0.5%

Rewards

2%

Lounges

0

Kotak Myntra
Value

kotak · MASTERCARD

Kotak Myntra

Annual fee

₹499

Cashback

5%

Rewards

3%

Lounges

0

Axis Flipkart
Value

axis · VISA

Axis Flipkart

Annual fee

₹500

Cashback

5%

Rewards

3%

Lounges

0

HDFC Swiggy Ornge
Value

hdfc · VISA

HDFC Swiggy Ornge

Dining

Annual fee

₹500

Cashback

5%

Rewards

3%

Lounges

0

IDFC First Classic
Value

idfc · VISA

IDFC First Classic

Fuel waiverDining

Annual fee

₹0

Cashback

0.5%

Rewards

1.5%

Lounges

2

IndusInd Samman
Value

indusind · RUPAY

IndusInd Samman

Fuel waiver

Annual fee

₹0

Cashback

0.5%

Rewards

1.5%

Lounges

0

SBM Bank India Visa Platinum
Value

sbm · VISA

SBM Bank India Visa Platinum

Fuel waiver

Annual fee

₹0

Cashback

0.5%

Rewards

1.5%

Lounges

0

HSBC Live+
Value

hsbc · MASTERCARD

HSBC Live+

Dining

Annual fee

₹1,499

Cashback

5%

Rewards

3%

Lounges

4