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Curated Card Picks

Best Cashback Credit Cards

Ranked cashback cards based on net savings, fees, reward conversion, everyday value, and eligibility fit.

Reward valueEligibility fitLow fee value

Top Cards in This Category

Explore ranked picks with quick comparisons across rewards, fees, and benefit coverage.

HDFC Millennia
Value

hdfc · VISA

HDFC Millennia

Fuel waiverDining

Annual fee

₹1,000

Cashback

5%

Rewards

4%

Lounges

4

ICICI Amazon Pay
Value

icici · VISA

ICICI Amazon Pay

Fuel waiver

Annual fee

₹0

Cashback

5%

Rewards

1%

Lounges

0

Axis Ace
Value

axis · VISA

Axis Ace

Fuel waiver

Annual fee

₹499

Cashback

5%

Rewards

1%

Lounges

4

SBI Cashback Card
Value

sbi · VISA

SBI Cashback Card

Fuel waiver

Annual fee

₹999

Cashback

5%

Rewards

1%

Lounges

0

SBM Paisabazaar Paisa+
Value

sbm · VISA

SBM Paisabazaar Paisa+

Annual fee

₹499

Cashback

5%

Rewards

1%

Lounges

0

HDFC Infinia Metal
Premium

hdfc · VISA

HDFC Infinia Metal

TravelDining

Annual fee

₹12,500

Cashback

3.3%

Rewards

3.3%

Lounges

Unlimited

HDFC Regalia Gold
Value

hdfc · VISA

HDFC Regalia Gold

TravelFuel waiverDining

Annual fee

₹2,500

Cashback

1.5%

Rewards

5%

Lounges

18

Axis SuperMoney
Value

axis · RUPAY

Axis SuperMoney

Fuel waiver

Annual fee

₹0

Cashback

3%

Rewards

1%

Lounges

0

SBI Card Prime
Value

sbi · MASTERCARD

SBI Card Prime

TravelFuel waiverDining

Annual fee

₹2,999

Cashback

1.25%

Rewards

5%

Lounges

12

Axis Atlas
Premium

axis · VISA

Axis Atlas

TravelFuel waiverDining

Annual fee

₹5,000

Cashback

1%

Rewards

5%

Lounges

20

Axis Magnus
Premium

axis · VISA

Axis Magnus

TravelFuel waiverDining

Annual fee

₹12,500

Cashback

1%

Rewards

7%

Lounges

Unlimited

AU Zenith Plus
Value

au · VISA

AU Zenith Plus

TravelFuel waiverDining

Annual fee

₹4,999

Cashback

1%

Rewards

4.5%

Lounges

24

IDFC Diamond Reserve
Value

idfc · VISA

IDFC Diamond Reserve

TravelFuel waiver

Annual fee

₹3,000

Cashback

0.5%

Rewards

6.6%

Lounges

4

Amex Platinum Travel
Premium

amex · AMEX

Amex Platinum Travel

TravelDining

Annual fee

₹5,000

Cashback

0.8%

Rewards

5.5%

Lounges

8

Kotak White Reserve
Value

kotak · VISA

Kotak White Reserve

TravelFuel waiverDining

Annual fee

₹3,000

Cashback

1%

Rewards

3.5%

Lounges

18

RBL World Safari
Value

rbl · MASTERCARD

RBL World Safari

TravelFuel waiverDining

Annual fee

₹3,000

Cashback

1%

Rewards

3%

Lounges

4

Amex Membership Rewards
Value

amex · AMEX

Amex Membership Rewards

Dining

Annual fee

₹4,500

Cashback

0.75%

Rewards

4.5%

Lounges

2

IDFC First Wealth
Value

idfc · VISA

IDFC First Wealth

TravelFuel waiverDining

Annual fee

₹0

Cashback

0.75%

Rewards

2.5%

Lounges

20

YES Marquee
Premium

yes · MASTERCARD

YES Marquee

TravelFuel waiverDining

Annual fee

₹9,999

Cashback

1%

Rewards

4.5%

Lounges

24

YES Reserv
Value

yes · MASTERCARD

YES Reserv

TravelFuel waiverDining

Annual fee

₹2,499

Cashback

0.75%

Rewards

3%

Lounges

18

Kotak Mojo
Value

kotak · MASTERCARD

Kotak Mojo

Fuel waiverDining

Annual fee

₹1,000

Cashback

0.75%

Rewards

2.5%

Lounges

0

SBI SimplyCLICK
Value

sbi · VISA

SBI SimplyCLICK

Fuel waiver

Annual fee

₹499

Cashback

1%

Rewards

2.5%

Lounges

0

HDFC Diners Club Black
Premium

hdfc · DINERS

HDFC Diners Club Black

TravelFuel waiverDining

Annual fee

₹10,000

Cashback

1.2%

Rewards

3.3%

Lounges

Unlimited

Amex SmartEarn
Value

amex · AMEX

Amex SmartEarn

Annual fee

₹495

Cashback

1%

Rewards

3%

Lounges

0