HDFC Credit Cards
HDFC offers a diverse range of credit cards tailored to different lifestyles, from entry-level options with no annual fee to premium cards packed with travel and lifestyle privileges. Whether you are looking for maximum cashback on daily spends, rewarding miles for frequent flying, or complimentary lounge access, HDFC provides cards designed to maximize your everyday value.
Below, you can compare our top curated picks from HDFC based on annual fees, reward structures, forex markups, and unique benefits. Use this guide to easily shortlist the right card that aligns with your spending patterns.
Top HDFC Card Picks
Ranked cards for HDFC based on rewards, fees, and overall value.
hdfc · VISA
HDFC Infinia Metal
Annual fee
₹12,500
Cashback
3.3%
Rewards
3.3%
Lounges
Unlimited
hdfc · VISA
HDFC Millennia
Annual fee
₹1,000
Cashback
5%
Rewards
4%
Lounges
4
hdfc · VISA
HDFC Regalia Gold
Annual fee
₹2,500
Cashback
1.5%
Rewards
5%
Lounges
18
hdfc · VISA
HDFC Swiggy BLCK
Annual fee
₹1,000
Cashback
10%
Rewards
4%
Lounges
4
hdfc · VISA
HDFC Swiggy Ornge
Annual fee
₹500
Cashback
5%
Rewards
3%
Lounges
0
hdfc · RUPAY
HDFC Tata Neu Infinity
Annual fee
₹2,999
Cashback
3%
Rewards
5%
Lounges
12
hdfc · DINERS
HDFC Diners Club Black
Annual fee
₹10,000
Cashback
1.2%
Rewards
3.3%
Lounges
Unlimited
hdfc · VISA
HDFC Business Regalia
Annual fee
₹2,500
Cashback
1%
Rewards
4%
Lounges
12
hdfc · RUPAY
HDFC Tata Neu Plus
Annual fee
₹999
Cashback
2%
Rewards
3%
Lounges
4
hdfc · DINERS
HDFC Diners Club Privilege
Annual fee
₹2,500
Cashback
1%
Rewards
4%
Lounges
10
hdfc · VISA
HDFC Marriott Bonvoy
Annual fee
₹3,000
Cashback
1%
Rewards
4%
Lounges
10
hdfc · VISA
HDFC TimesPrime
Annual fee
₹1,500
Cashback
1.5%
Rewards
3%
Lounges
4
hdfc · MASTERCARD
HDFC Paytm Cashback
Annual fee
₹500
Cashback
2.5%
Rewards
2%
Lounges
0
hdfc · VISA
HDFC MoneyBack+
Annual fee
₹500
Cashback
2%
Rewards
2%
Lounges
2
hdfc · VISA
HDFC IRCTC
Annual fee
₹500
Cashback
1%
Rewards
2%
Lounges
2