Craydit Logo

Union Bank Nexteria (RuPay Ekaa) vs Axis Ace

Compare Union Bank Nexteria (RuPay Ekaa) vs Axis Ace across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

Union Bank Nexteria (RuPay Ekaa) leads on reward rate, while Axis Ace has the lowest annual fee.

Card 1

Union Bank Nexteria (RuPay Ekaa)

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.10.0

Card 2

Axis Ace

Monthly spenders who want visible cashback without chasing complex reward conversions.6.8
Union Bank Nexteria RuPay Ekaa
Premium stack10.0

union / RUPAY

Union Bank Nexteria (RuPay Ekaa)

Annual

₹12,499

Return

1%

Lounges

Unlimited

Forex

3.5%

Card summary
  • Union Bank Nexteria (RuPay Ekaa) leans travel and lifestyle with ₹12,499 annual fee, 1% headline return potential, and Unlimited lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹12,499 annual fee.
  • 1% cashback keeps value easy to understand.
  • Unlimited lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Higher ₹25,00,000 income expectation narrows eligibility.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Best when annual benefits are actively redeemed.

Full card details
Axis Ace
Balanced value6.8

axis / VISA

Axis Ace

Annual

₹499

Return

5%

Lounges

4

Forex

3.5%

Card summary
  • Axis Ace leans cashback-first with ₹499 annual fee, 5% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹499 annual fee.
  • 5% cashback keeps value easy to understand.
  • 4 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
Union Bank Nexteria (RuPay Ekaa)
Axis Ace
Fees
Annual fee
₹12,499
₹499
Joining fee
₹12,499
₹499
Rewards
Cashback rate
1%
5%
Reward rate
1%
1%
Travel
Forex markup
3.5%
3.5%
Domestic lounges
Unlimited
4
International lounges
Unlimited
0
Benefits
Fuel waiver
No
Yes
Dining
Yes
No
Movies
Yes
No
Eligibility
Minimum income
₹25,00,000
₹4,00,000

Top Credit Card Comparison Links

Compare more cards

Popular comparison pairs to continue exploring similar card matchups.

HDFC Infinia Metal vs Union Bank Nexteria (RuPay Ekaa)HDFC Diners Club Black vs Union Bank Nexteria (RuPay Ekaa)HSBC Premier vs Union Bank Nexteria (RuPay Ekaa)HDFC Millennia vs Union Bank Nexteria (RuPay Ekaa)Union Bank Nexteria (RuPay Ekaa) vs ICICI Amazon PaySBM Paisabazaar Paisa+ vs Union Bank Nexteria (RuPay Ekaa)Union Bank Nexteria (RuPay Ekaa) vs SBI Cashback CardUnion Bank Nexteria (RuPay Ekaa) vs Axis SuperMoneyHDFC Infinia Metal vs Axis AceHDFC Diners Club Black vs Axis Ace