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YES Ace vs ICICI Amazon Pay

Compare YES Ace vs ICICI Amazon Pay across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

YES Ace leads on reward rate, while ICICI Amazon Pay has the lowest annual fee.

Card 1

YES Ace

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.3.9

Card 2

ICICI Amazon Pay

Monthly spenders who want visible cashback without chasing complex reward conversions.8.0
YES Ace - YES credit card
Balanced value3.9

yes / VISA

YES Ace

Annual

₹999

Return

2.5%

Lounges

2

Forex

2.99%

Card summary
  • YES Ace leans reward-led with ₹999 annual fee, 2.5% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹999 annual fee.
  • 2.5% reward rate can outperform flat cashback for loyal users.
  • 2 lounge access adds travel utility.
Cons
  • 2.99% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
ICICI Amazon Pay
No-fee value8.0

icici / VISA

ICICI Amazon Pay

Annual

₹0

Return

5%

Lounges

0

Forex

1.99%

Card summary
  • ICICI Amazon Pay leans cashback-first with ₹0 annual fee, 5% headline return potential, and 0 lounge access.
Pros
  • No annual fee improves first-year and renewal value.
  • 5% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • Low forex markup matters mainly if you travel internationally.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Low ownership cost with upside from recurring spends.

Full card details
Metric
YES Ace
ICICI Amazon Pay
Fees
Annual fee
₹999
₹0
Joining fee
₹999
₹0
Rewards
Cashback rate
1%
5%
Reward rate
2.5%
1%
Travel
Forex markup
2.99%
1.99%
Domestic lounges
2
0
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
Yes
No
Movies
Yes
No
Eligibility
Minimum income
₹4,00,000
₹2,50,000

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