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RBL Zomato vs ICICI Amazon Pay

Compare RBL Zomato vs ICICI Amazon Pay across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

RBL Zomato leads on reward rate, while ICICI Amazon Pay has the lowest annual fee.

Card 1

RBL Zomato

Monthly spenders who want visible cashback without chasing complex reward conversions.10.0

Card 2

ICICI Amazon Pay

Monthly spenders who want visible cashback without chasing complex reward conversions.8.0
RBL Zomato - RBL credit card
Balanced value10.0

rbl / MASTERCARD

RBL Zomato

Annual

₹499

Return

20%

Lounges

0

Forex

3.5%

Card summary
  • RBL Zomato leans cashback-first with ₹499 annual fee, 20% headline return potential, and 0 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹499 annual fee.
  • 20% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
ICICI Amazon Pay
No-fee value8.0

icici / VISA

ICICI Amazon Pay

Annual

₹0

Return

5%

Lounges

0

Forex

1.99%

Card summary
  • ICICI Amazon Pay leans cashback-first with ₹0 annual fee, 5% headline return potential, and 0 lounge access.
Pros
  • No annual fee improves first-year and renewal value.
  • 5% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • Low forex markup matters mainly if you travel internationally.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Low ownership cost with upside from recurring spends.

Full card details
Metric
RBL Zomato
ICICI Amazon Pay
Fees
Annual fee
₹499
₹0
Joining fee
₹499
₹0
Rewards
Cashback rate
20%
5%
Reward rate
2%
1%
Travel
Forex markup
3.5%
1.99%
Domestic lounges
0
0
International lounges
0
0
Benefits
Fuel waiver
No
Yes
Dining
Yes
No
Movies
No
No
Eligibility
Minimum income
₹2,00,000
₹2,50,000

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