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CheQ AU (LED card) vs Axis Ace

Compare CheQ AU (LED card) vs Axis Ace across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

CheQ AU (LED card) leads on reward rate, while Axis Ace has the lowest annual fee.

Card 1

CheQ AU (LED card)

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.2.4

Card 2

Axis Ace

Monthly spenders who want visible cashback without chasing complex reward conversions.6.8
CheQ AU LED card
Balanced value2.4

au / VISA

CheQ AU (LED card)

Annual

₹999

Return

1%

Lounges

2

Forex

3.49%

Card summary
  • CheQ AU (LED card) leans reward-led with ₹999 annual fee, 1% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹999 annual fee.
  • 1% cashback keeps value easy to understand.
  • 2 lounge access adds travel utility.
Cons
  • 3.49% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Axis Ace
Balanced value6.8

axis / VISA

Axis Ace

Annual

₹499

Return

5%

Lounges

4

Forex

3.5%

Card summary
  • Axis Ace leans cashback-first with ₹499 annual fee, 5% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹499 annual fee.
  • 5% cashback keeps value easy to understand.
  • 4 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
CheQ AU (LED card)
Axis Ace
Fees
Annual fee
₹999
₹499
Joining fee
₹1,499
₹499
Rewards
Cashback rate
1%
5%
Reward rate
1%
1%
Travel
Forex markup
3.49%
3.5%
Domestic lounges
2
4
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
No
No
Movies
No
No
Eligibility
Minimum income
₹30,000
₹4,00,000

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