Craydit Logo

AU Tejas vs SBI Air India Signature

Compare AU Tejas vs SBI Air India Signature across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

SBI Air India Signature leads on reward rate, while AU Tejas has the lowest annual fee.

Card 1

AU Tejas

Monthly spenders who want visible cashback without chasing complex reward conversions.10.0

Card 2

SBI Air India Signature

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.7.0
AU Tejas - AU credit card
Balanced value10.0

au / VISA

AU Tejas

Annual

₹500

Return

10%

Lounges

0

Forex

3.49%

Card summary
  • AU Tejas leans cashback-first with ₹500 annual fee, 10% headline return potential, and 0 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹500 annual fee.
  • 10% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.49% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
SBI Air India Signature Credit Card
Balanced value7.0

sbi / VISA

SBI Air India Signature

Annual

₹2,999

Return

4%

Lounges

10

Forex

3.5%

Card summary
  • SBI Air India Signature leans travel and lifestyle with ₹2,999 annual fee, 4% headline return potential, and 10 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹2,999 annual fee.
  • 4% reward rate can outperform flat cashback for loyal users.
  • 10 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
AU Tejas
SBI Air India Signature
Fees
Annual fee
₹500
₹2,999
Joining fee
₹500
₹2,999
Rewards
Cashback rate
10%
1%
Reward rate
2%
4%
Travel
Forex markup
3.49%
3.5%
Domestic lounges
0
6
International lounges
0
4
Benefits
Fuel waiver
Yes
Yes
Dining
No
No
Movies
No
No
Eligibility
Minimum income
₹2,00,000
₹9,00,000

Top Credit Card Comparison Links

Compare more cards

Popular comparison pairs to continue exploring similar card matchups.

AU Tejas vs HDFC Swiggy BLCKAU Tejas vs HSBC CashbackAU Tejas vs HDFC MillenniaAU Tejas vs Axis FlipkartAU Tejas vs HDFC Swiggy OrngeAU Tejas vs HDFC Regalia GoldAU Tejas vs Axis AtlasAU Tejas vs AU Zenith PlusAU Tejas vs RBL InsigniaAU Tejas vs ICICI Emirates Skywards Emerald