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AU Tejas vs Axis SuperMoney

Compare AU Tejas vs Axis SuperMoney across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

AU Tejas leads on reward rate, while Axis SuperMoney has the lowest annual fee.

Card 1

AU Tejas

Monthly spenders who want visible cashback without chasing complex reward conversions.10.0

Card 2

Axis SuperMoney

Monthly spenders who want visible cashback without chasing complex reward conversions.5.2
AU Tejas - AU credit card
Balanced value10.0

au / VISA

AU Tejas

Annual

₹500

Return

10%

Lounges

0

Forex

3.49%

Card summary
  • AU Tejas leans cashback-first with ₹500 annual fee, 10% headline return potential, and 0 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹500 annual fee.
  • 10% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.49% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Axis SuperMoney
No-fee value5.2

axis / RUPAY

Axis SuperMoney

Annual

₹0

Return

3%

Lounges

0

Forex

3.5%

Card summary
  • Axis SuperMoney leans cashback-first with ₹0 annual fee, 3% headline return potential, and 0 lounge access.
Pros
  • No annual fee improves first-year and renewal value.
  • 3% cashback keeps value easy to understand.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Low ownership cost with upside from recurring spends.

Full card details
Metric
AU Tejas
Axis SuperMoney
Fees
Annual fee
₹500
₹0
Joining fee
₹500
₹0
Rewards
Cashback rate
10%
3%
Reward rate
2%
1%
Travel
Forex markup
3.49%
3.5%
Domestic lounges
0
0
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
No
No
Movies
No
No
Eligibility
Minimum income
₹2,00,000
₹30,000

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