SBI SimplyCLICK vs RBL TVS

Compare SBI SimplyCLICK vs RBL TVS across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

SBI SimplyCLICK has the strongest mix of rewards and low fees in this comparison.

Card 1

SBI SimplyCLICK

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.3.5

Card 2

RBL TVS

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.3.4
SBI SimplyCLICK
Balanced value3.5

sbi / VISA

SBI SimplyCLICK

Annual

₹499

Return

2.5%

Lounges

0

Forex

3.5%

Card summary
  • SBI SimplyCLICK leans reward-led with ₹499 annual fee, 2.5% headline return potential, and 0 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹499 annual fee.
  • 2.5% reward rate can outperform flat cashback for loyal users.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
RBL TVS Credit Card
Balanced value3.4

rbl / RUPAY

RBL TVS

Annual

₹499

Return

2%

Lounges

2

Forex

3.5%

Card summary
  • RBL TVS leans reward-led with ₹499 annual fee, 2% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹499 annual fee.
  • 2% reward rate can outperform flat cashback for loyal users.
  • 2 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
SBI SimplyCLICK
RBL TVS
Fees
Annual fee
₹499
₹499
Joining fee
₹499
₹499
Rewards
Cashback rate
1%
1%
Reward rate
2.5%
2%
Travel
Forex markup
3.5%
3.5%
Domestic lounges
0
2
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
No
No
Movies
No
Yes
Eligibility
Minimum income
₹3,00,000
₹2,00,000

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