RBL World Safari vs HDFC TimesPrime

Compare RBL World Safari vs HDFC TimesPrime across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

RBL World Safari leads on reward rate, while HDFC TimesPrime has the lowest annual fee.

Card 1

RBL World Safari

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.5.6

Card 2

HDFC TimesPrime

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.5.3
RBL World Safari
Balanced value5.6

rbl / MASTERCARD

RBL World Safari

Annual

₹3,000

Return

3%

Lounges

4

Forex

0%

Card summary
  • RBL World Safari leans travel and lifestyle with ₹3,000 annual fee, 3% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹3,000 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 4 lounge access adds travel utility.
Cons
  • Low forex markup matters mainly if you travel internationally.
  • Eligibility still depends on bank policy and credit history.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
HDFC TimesPrime - HDFC credit card
Balanced value5.3

hdfc / VISA

HDFC TimesPrime

Annual

₹1,500

Return

3%

Lounges

4

Forex

3.5%

Card summary
  • HDFC TimesPrime leans reward-led with ₹1,500 annual fee, 3% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹1,500 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 4 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
RBL World Safari
HDFC TimesPrime
Fees
Annual fee
₹3,000
₹1,500
Joining fee
₹3,000
₹1,500
Rewards
Cashback rate
1%
1.5%
Reward rate
3%
3%
Travel
Forex markup
0%
3.5%
Domestic lounges
2
4
International lounges
2
0
Benefits
Fuel waiver
Yes
Yes
Dining
Yes
Yes
Movies
No
Yes
Eligibility
Minimum income
₹10,00,000
₹5,00,000

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