Craydit Logo

RBL Play vs HDFC Millennia

Compare RBL Play vs HDFC Millennia across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

HDFC Millennia leads on reward rate, while RBL Play has the lowest annual fee.

Card 1

RBL Play

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.3.4

Card 2

HDFC Millennia

Monthly spenders who want visible cashback without chasing complex reward conversions.9.8
RBL Play Credit Card
Balanced value3.4

rbl / MASTERCARD

RBL Play

Annual

₹999

Return

2%

Lounges

2

Forex

3.5%

Card summary
  • RBL Play leans reward-led with ₹999 annual fee, 2% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹999 annual fee.
  • 2% reward rate can outperform flat cashback for loyal users.
  • 2 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
HDFC Millennia
Balanced value9.8

hdfc / VISA

HDFC Millennia

Annual

₹1,000

Return

5%

Lounges

4

Forex

3.5%

Card summary
  • HDFC Millennia leans cashback-first with ₹1,000 annual fee, 5% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹1,000 annual fee.
  • 5% cashback keeps value easy to understand.
  • 4 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Monthly spenders who want visible cashback without chasing complex reward conversions.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
RBL Play
HDFC Millennia
Fees
Annual fee
₹999
₹1,000
Joining fee
₹999
₹1,000
Rewards
Cashback rate
1%
5%
Reward rate
2%
4%
Travel
Forex markup
3.5%
3.5%
Domestic lounges
2
4
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
Yes
Yes
Movies
Yes
Yes
Eligibility
Minimum income
₹3,00,000
₹6,00,000

Top Credit Card Comparison Links

Compare more cards

Popular comparison pairs to continue exploring similar card matchups.

Axis Airtel vs RBL PlayRBL Zomato vs RBL PlayAU Tejas vs RBL PlayHSBC Cashback vs RBL PlayHDFC Millennia vs RBL PlayHDFC Swiggy Ornge vs RBL PlayHSBC Live+ vs RBL PlayAxis Flipkart vs RBL PlayKotak Myntra vs RBL PlayHDFC Tata Neu Infinity vs RBL Play