Craydit Logo

IndusInd Legend vs Amex Platinum Travel

Compare IndusInd Legend vs Amex Platinum Travel across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

Amex Platinum Travel leads on reward rate, while IndusInd Legend has the lowest annual fee.

Card 1

IndusInd Legend

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.7.4

Card 2

Amex Platinum Travel

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.7.9
IndusInd Legend - INDUSIND credit card
Premium stack7.4

indusind / VISA

IndusInd Legend

Annual

₹5,000

Return

4%

Lounges

12

Forex

2.5%

Card summary
  • IndusInd Legend leans travel and lifestyle with ₹5,000 annual fee, 4% headline return potential, and 12 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹5,000 annual fee.
  • 4% reward rate can outperform flat cashback for loyal users.
  • 12 lounge access adds travel utility.
Cons
  • 2.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Best when annual benefits are actively redeemed.

Full card details
Amex Platinum Travel
Premium stack7.9

amex / AMEX

Amex Platinum Travel

Annual

₹5,000

Return

5.5%

Lounges

8

Forex

3.5%

Card summary
  • Amex Platinum Travel leans travel and lifestyle with ₹5,000 annual fee, 5.5% headline return potential, and 8 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹5,000 annual fee.
  • 5.5% reward rate can outperform flat cashback for loyal users.
  • 8 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Best when annual benefits are actively redeemed.

Full card details
Metric
IndusInd Legend
Amex Platinum Travel
Fees
Annual fee
₹5,000
₹5,000
Joining fee
₹5,000
₹3,500
Rewards
Cashback rate
1%
0.8%
Reward rate
4%
5.5%
Travel
Forex markup
2.5%
3.5%
Domestic lounges
8
8
International lounges
4
0
Benefits
Fuel waiver
Yes
No
Dining
Yes
Yes
Movies
Yes
No
Eligibility
Minimum income
₹12,00,000
₹9,00,000

Top Credit Card Comparison Links

Compare more cards

Popular comparison pairs to continue exploring similar card matchups.

Axis Atlas vs IndusInd LegendIndusInd Pinnacle vs IndusInd LegendYES Marquee vs IndusInd LegendRBL Insignia vs IndusInd LegendICICI Emirates Skywards Emerald vs IndusInd LegendAxis Atlas vs Amex Platinum TravelIndusInd Pinnacle vs Amex Platinum TravelYES Marquee vs Amex Platinum TravelRBL Insignia vs Amex Platinum TravelICICI Emirates Skywards Emerald vs Amex Platinum Travel