IndusInd Avios vs ICICI MakeMyTrip Signature

Compare IndusInd Avios vs ICICI MakeMyTrip Signature across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

IndusInd Avios leads on reward rate, while ICICI MakeMyTrip Signature has the lowest annual fee.

Card 1

IndusInd Avios

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.8.6

Card 2

ICICI MakeMyTrip Signature

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.7.0

Balanced value8.6

indusind / VISA

IndusInd Avios

Annual

₹4,999

Return

Lounges

Forex

1.99%

Card summary

IndusInd Avios leans travel and lifestyle with ₹4,999 annual fee, 4% headline return potential, and 14 lounge access.

Pros

Strong benefit ceiling if you recover the ₹4,999 annual fee.
4% reward rate can outperform flat cashback for loyal users.
14 lounge access adds travel utility.

Cons

Low forex markup matters mainly if you travel internationally.
Higher ₹15,00,000 income expectation narrows eligibility.
Travel value depends on actually using lounge and trip perks.

Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details

Balanced value7.0

icici / MASTERCARD

ICICI MakeMyTrip Signature

Annual

₹2,500

Return

Lounges

Forex

2.5%

Card summary

ICICI MakeMyTrip Signature leans travel and lifestyle with ₹2,500 annual fee, 4% headline return potential, and 10 lounge access.

Pros

Strong benefit ceiling if you recover the ₹2,500 annual fee.
4% reward rate can outperform flat cashback for loyal users.
10 lounge access adds travel utility.

Cons

2.5% forex markup can reduce overseas value.
Eligibility still depends on bank policy and credit history.
Travel value depends on actually using lounge and trip perks.

Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details

Metric

IndusInd Avios

ICICI MakeMyTrip Signature

Fees

Annual fee

₹4,999

₹2,500

Joining fee

₹4,999

₹2,500

Rewards

Cashback rate

Reward rate

Travel

Forex markup

1.99%

2.5%

Domestic lounges

International lounges

Benefits

Fuel waiver

Yes

Dining

Yes

Movies

Eligibility

Minimum income

₹15,00,000

₹8,00,000

IndusInd Avios vs ICICI MakeMyTrip Signature

Futuristic side-by-side card intelligence

IndusInd Avios

ICICI MakeMyTrip Signature

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