Compare Amex Platinum Charge vs IDFC First MillenniaCompare AU Tejas vs IDFC First MillenniaCompare Axis Airtel vs IDFC First MillenniaCompare Axis Flipkart vs IDFC First MillenniaCompare Axis Magnus vs IDFC First MillenniaCompare Axis Reserve vs IDFC First MillenniaCompare Axis Vistara Infinite vs IDFC First MillenniaCompare HDFC Infinia Metal vs IDFC First MillenniaCompare HDFC Millennia vs IDFC First MillenniaCompare HDFC Regalia Gold vs IDFC First MillenniaCompare HDFC Swiggy BLCK vs IDFC First MillenniaCompare HDFC Swiggy Ornge vs IDFC First MillenniaCompare HDFC Tata Neu Infinity vs IDFC First MillenniaCompare HSBC Cashback vs IDFC First MillenniaCompare HSBC Live+ vs IDFC First MillenniaCompare ICICI Emeralde Private Metal vs IDFC First MillenniaCompare ICICI Emirates Skywards Emerald vs IDFC First MillenniaCompare IDFC First Gaj vs IDFC First MillenniaCompare Kotak Myntra vs IDFC First MillenniaCompare RBL Insignia vs IDFC First MillenniaCompare RBL Zomato vs IDFC First MillenniaCompare SBI AURUM vs IDFC First MillenniaCompare SBI Card ELITE vs IDFC First MillenniaCompare Standard Chartered Ultimate vs IDFC First MillenniaCompare HDFC Diners Club Black vs IDFC First MillenniaCompare Axis Ace vs IDFC First MillenniaCompare ICICI Emeralde vs IDFC First MillenniaCompare IndusInd Pinnacle vs IDFC First MillenniaCompare AU Zenith Plus vs IDFC First MillenniaCompare YES Marquee vs IDFC First MillenniaCompare SBI Card Prime vs IDFC First MillenniaCompare Axis Atlas vs IDFC First MillenniaCompare Amex Platinum Travel vs IDFC First MillenniaCompare IDFC Diamond Reserve vs IDFC First MillenniaCompare SBM Paisabazaar Paisa+ vs IDFC First MillenniaCompare IDFC Mayura vs IDFC First MillenniaCompare SBI Card ELITE Advantage vs IDFC First MillenniaCompare HDFC Business Regalia vs IDFC First MillenniaCompare IndusInd Avios vs IDFC First MillenniaCompare IndusInd Legend vs IDFC First MillenniaCompare Kotak White Reserve vs IDFC First MillenniaCompare Kotak Mojo vs IDFC First MillenniaCompare HDFC Tata Neu Plus vs IDFC First MillenniaCompare HSBC Premier vs IDFC First MillenniaCompare ICICI Emirates Skywards Sapphiro vs IDFC First MillenniaCompare Axis Vistara Signature vs IDFC First MillenniaCompare HDFC Diners Club Privilege vs IDFC First MillenniaCompare HDFC Marriott Bonvoy vs IDFC First MillenniaCompare HSBC Travel One vs IDFC First MillenniaCompare ICICI MakeMyTrip Signature vs IDFC First MillenniaCompare SBI Air India Signature vs IDFC First MillenniaCompare Amex Membership Rewards vs IDFC First MillenniaCompare HDFC TimesPrime vs IDFC First MillenniaCompare SBI BPCL Octane vs IDFC First MillenniaCompare YES Reserv vs IDFC First MillenniaCompare AU Royale vs IDFC First MillenniaCompare Union Bank Nexteria (RuPay Ekaa) vs IDFC First MillenniaCompare YES Premia vs IDFC First MillenniaCompare IDFC First Wealth vs IDFC First MillenniaCompare AU Laksya vs IDFC First MillenniaCompare HDFC Paytm Cashback vs IDFC First MillenniaCompare ICICI Amazon Pay vs IDFC First MillenniaCompare SBI Cashback Card vs IDFC First MillenniaCompare Amex Gold Charge vs IDFC First MillenniaCompare Axis Select vs IDFC First MillenniaCompare BOB Etihad Guest vs IDFC First MillenniaCompare BOB Premier vs IDFC First MillenniaCompare ICICI Manchester United Signature vs IDFC First MillenniaCompare Kotak League Platinum vs IDFC First MillenniaCompare Kotak Royale Signature vs IDFC First MillenniaCompare RBL Mariner vs IDFC First MillenniaCompare SBI IndiGo vs IDFC First MillenniaCompare Standard Chartered Priority vs IDFC First MillenniaCompare HDFC MoneyBack+ vs IDFC First MillenniaCompare ICICI Sapphiro vs IDFC First MillenniaCompare Axis SuperMoney vs IDFC First MillenniaCompare DBS Bank Visa Platinum vs IDFC First MillenniaCompare Federal Signet vs IDFC First MillenniaCompare HSBC Taj vs IDFC First MillenniaCompare IndusInd EazyDiner vs IDFC First MillenniaCompare IndusInd Tiger vs IDFC First MillenniaCompare RBL World Safari vs IDFC First MillenniaCompare SBI Yatra vs IDFC First MillenniaCompare YES Prosperity vs IDFC First MillenniaCompare ICICI MakeMyTrip Platinum vs IDFC First MillenniaCompare IndusInd Aura vs IDFC First MillenniaCompare Standard Chartered Platinum Rewards vs IDFC First MillenniaCompare Amex SmartEarn vs IDFC First MillenniaCompare Canara Bank Mastercard World vs IDFC First MillenniaCompare YES Ace vs IDFC First MillenniaCompare AU Nouveau vs IDFC First MillenniaCompare SBI SimplyCLICK vs IDFC First MillenniaCompare Amex Membership Rewards Credit (MRCC) vs IDFC First MillenniaCompare Federal Scapia vs IDFC First MillenniaCompare HDFC IRCTC vs IDFC First MillenniaCompare RBL Play vs IDFC First MillenniaCompare RBL TVS vs IDFC First MillenniaCompare SBI IRCTC Platinum vs IDFC First MillenniaCompare Kotak Urbane vs IDFC First Millennia
Balanced value9.4
idfc / VISA
IDFC Mayura
Annual
₹4,999
Return
4%
Lounges
18
Forex
0%
Card summary
- IDFC Mayura leans travel and lifestyle with ₹4,999 annual fee, 4% headline return potential, and 18 lounge access.
Pros
- Strong benefit ceiling if you recover the ₹4,999 annual fee.
- 4% reward rate can outperform flat cashback for loyal users.
- 18 lounge access adds travel utility.
Cons
- Low forex markup matters mainly if you travel internationally.
- Higher ₹18,00,000 income expectation narrows eligibility.
- Travel value depends on actually using lounge and trip perks.
Best for
Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.
Value profile
Balanced fee-to-benefit setup for regular card users.