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HDFC Tata Neu Plus vs ICICI MakeMyTrip Platinum

Compare HDFC Tata Neu Plus vs ICICI MakeMyTrip Platinum across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

HDFC Tata Neu Plus leads on reward rate, while ICICI MakeMyTrip Platinum has the lowest annual fee.

Card 1

HDFC Tata Neu Plus

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.5.8

Card 2

ICICI MakeMyTrip Platinum

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.4.2
HDFC Tata Neu Plus Credit Card
Balanced value5.8

hdfc / RUPAY

HDFC Tata Neu Plus

Annual

₹999

Return

3%

Lounges

4

Forex

2.5%

Card summary
  • HDFC Tata Neu Plus leans reward-led with ₹999 annual fee, 3% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹999 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 4 lounge access adds travel utility.
Cons
  • 2.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
ICICI MakeMyTrip Platinum Credit Card
Balanced value4.2

icici / MASTERCARD

ICICI MakeMyTrip Platinum

Annual

₹500

Return

3%

Lounges

2

Forex

2.5%

Card summary
  • ICICI MakeMyTrip Platinum leans travel and lifestyle with ₹500 annual fee, 3% headline return potential, and 2 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹500 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 2 lounge access adds travel utility.
Cons
  • 2.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel value depends on actually using lounge and trip perks.
Best for

Frequent travelers who can use lounge visits, lower forex friction, and premium trip benefits.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
HDFC Tata Neu Plus
ICICI MakeMyTrip Platinum
Fees
Annual fee
₹999
₹500
Joining fee
₹999
₹500
Rewards
Cashback rate
2%
0.75%
Reward rate
3%
3%
Travel
Forex markup
2.5%
2.5%
Domestic lounges
4
2
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
Yes
No
Movies
Yes
No
Eligibility
Minimum income
₹3,00,000
₹4,00,000

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