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AU LIT vs IndusInd Tiger

Compare AU LIT vs IndusInd Tiger across fees, rewards, cashback, lounge access, and eligibility to shortlist the best fit.

Comparison cockpit

Futuristic side-by-side card intelligence

IndusInd Tiger leads on reward rate, while AU LIT has the lowest annual fee.

Card 1

AU LIT

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.4.2

Card 2

IndusInd Tiger

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.4.5
AU LIT
No-fee value4.2

au / VISA

AU LIT

Annual

₹0

Return

2%

Lounges

0

Forex

3.49%

Card summary
  • AU LIT leans reward-led with ₹0 annual fee, 2% headline return potential, and 0 lounge access.
Pros
  • No annual fee improves first-year and renewal value.
  • 2% reward rate can outperform flat cashback for loyal users.
  • Simple everyday positioning without premium travel complexity.
Cons
  • 3.49% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Low ownership cost with upside from recurring spends.

Full card details
IndusInd Tiger - INDUSIND credit card
Balanced value4.5

indusind / MASTERCARD

IndusInd Tiger

Annual

₹1,500

Return

3%

Lounges

4

Forex

3.5%

Card summary
  • IndusInd Tiger leans reward-led with ₹1,500 annual fee, 3% headline return potential, and 4 lounge access.
Pros
  • Strong benefit ceiling if you recover the ₹1,500 annual fee.
  • 3% reward rate can outperform flat cashback for loyal users.
  • 4 lounge access adds travel utility.
Cons
  • 3.5% forex markup can reduce overseas value.
  • Eligibility still depends on bank policy and credit history.
  • Travel benefits are limited compared with premium cards.
Best for

Everyday users who prefer steady rewards, manageable fees, and simple eligibility.

Value profile

Balanced fee-to-benefit setup for regular card users.

Full card details
Metric
AU LIT
IndusInd Tiger
Fees
Annual fee
₹0
₹1,500
Joining fee
₹0
₹1,500
Rewards
Cashback rate
1%
0.75%
Reward rate
2%
3%
Travel
Forex markup
3.49%
3.5%
Domestic lounges
0
4
International lounges
0
0
Benefits
Fuel waiver
Yes
Yes
Dining
No
Yes
Movies
No
Yes
Eligibility
Minimum income
₹3,00,000
₹5,00,000

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